Jul 042016
 
Belize's Low cost living

Low cost living can be realized with the help of economical appliances. Our clothes dryer which is usually one of the worst energy guzzlers has been replaced with this Solar/Wind powered unit. It does require a bit planning around the weather, but It will run for 24hrs a day (or until the cows come home) if needed for $0.00. So, we have two.

Finding Belize’s Low Cost Living.

We now enjoy low cost living compared to that of Canada. After almost two years in Belize, there has been a bit of a learning curve, and in our case an attitude adjustment as well. Here are just a few of the tips we have learned.

Five Tips To Low Cost Living In Belize.

  • Our Motto ~ “Live on what you need, not on what you want.”
    Back in Canada we didn’t give much thought to  low cost living. With two good paying jobs and savings building, we would just go out and buy whatever we wanted whether we really needed it or not. The latest shiney items, sometimes on sale, but most times not, were just purchased on a whim at one of the many “Big Box” stores, Electronics outlets, or our choice of several shopping malls. Usually without much price comparison, we learned that they were all usually within $20. or $30. of each other, so it wasn’t even worth the time to price check. What’s $20. Right? (We’ll talk a bit more about that later).
    In Belize there is certainly not the selection, or the number of outlets to purchase many things, but we have learned that it does pay to shop around, or if it’s a want item, to wait for it to go on sale.But always now, we ask each other, “do we want it, or do we need it?” and you might be surprised at how often we leave empty handed.
  • Shop Wisely
    Shopping wisely, or like the Belizean’s do will also help to guard your low cost living. Convenience can be a budget killer. If you want to purchase everything at the grocery store because it is one stop, then you can expect to pay more, while sacrificing some quality in the process. Get fresh vegetables on delivery day at the local markets. Get fresh meat cut to your specifications at the local Carnicero(Butcher). Fresh fish can be bought directly from the fisherman if you are by the sea. (A little myth buster here though, we found fish are actually cheaper per pound inland then they were on the islands).
    Also know that it is generally assumed that we gringos are just visiting. We are charged more just because it is assumed that we are all rich (another myth), and therefore able to pay more.We have found, that if at first we shop around to find a vendor that has what we need, and that they are friendly and cordial with us, then we will keep going back.It only takes a few trips, and maybe a subtle hint, and they will soon realize that you are not a visitor but living here and you will see prices go down.Also, we avoid grocery stores that don’t put prices their merchandise.
  • Forget US Dollar Comparisons.
    One of the things that we did when we first moved was to convert everything to US dollars in our heads. It helped us to justify making some purchases. For example, that box of chocolates (my favorite, Ferrero Roche to be specific) was BZ$42.50, “hey, that’s only US$21.25, what’s $20.00” you might ask yourself as we did. Well, (I told you I would get back to this) at the local market we spend BZ$18.00 (US$9.00) for a whole week’s supply of fresh vegetables. US$20.00 (BZ$40.00) will purchase 160 oranges at 4/BZ$1.00 or 400 fresh bananas at 10/BZ$1.00. So if keeping up a low cost living is important to you, forget US$ and compare prices of “want” items to what can be purchased in “need” items for those same dollars.
  • Location
    The right location will also be a factor to consider if low cost living is one of the reasons you chose Belize. We had our personal reasons to select the cayes as our place to land initially, so it wasn’t something that I look back on as a mistake, but rather part of our education.  However hindsight being 20/20, one thing that we would probably have done differently, was to move to the mainland rather than the Cayes (islands). Our budget was literally cut in half when we moved from the island to Cayo District just outside of San Ignacio.
    Rent for a two bedroom apartment in San Pedro was BZ$2000.00/Mo. whereas our rent for a comparable two Bedroom house here on the mainland is BZ$1000.00/Mo.Fruits and Vegetables were typically about BZ$45.00/week on the island at the docks where the mennonite boats would deliver on Tuesday mornings. You had to get there early (like 5:00AM) to get a good selection. As I mentioned earlier on the mainland at the San Ignacio Market we pay about BZ$18.00 for the same quantity and get a better selection of fresher product.
  • Economical Appliances Keep The Cost of Living Low.
    One of the other things that I have learned is that your appliances are also important in maintaining a low cost living. This is something you may not have much control over when you are looking for places to rent, but is good to know when you are building, or when trying to estimate what your monthly rental expense might be. In San Pedro we paid anywhere from about BZ$140-180.00/Mo. For electricity. That covered an electric range, washer, dryer, hot water tank, and the difference in monthly cost was probably the A/C unit which was only used during really hot months.
    In Bullet Tree the house we rent has all economical appliances, and the experience has convinced me that when we build our own home to lay out a bit more initially to keep the monthly utility bill down.It has been hot the last few months requiring the AC unit and the electric bill last month was BZ$68.00. That’s half to a third of the island, and here are some of the reasons why.Our Range is gas (butane in Belize), and yes that is an expense, but the tank lasted for three months, then was picked up and returned full for BZ$40.00.Our Hot water is produced with a heat on demand hot water tank that is also gas, but after almost four months of use, I still can’t lift the tank, so I expect it is still good for at least another six months, and it’s controls are powered by 2 “D” batteries.
    Finally we do have a washing machine, but our clothes dryer which is usually the energy guzzler of the two is pictured above. It does require a bit planning around the weather, but this Solar/Wind powered unit will run 24hrs a day (or until the cows come home) for BZ$ or US$0.00, so we have two.

Summary

A simpler, healthy lifestyle with a low cost living, is easily obtainable in Belize. Certainly for far less than that of Canada and the United States. If you watch your habits. Shop wisely. Compare BZ prices to the buying power in Belize rather than to the US dollar. Choose your location knowing that a premium will be payed on the Cayes. Try to follow our motto of, “live on what you need, not what you want”.

To give you an idea of what US$ 800.00/Mo. will rent you, Check out this house that we rented when we first arrived in Belize.

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Dec 082014
 
This is the place we rent. It is one of the modern Belizean houses and well equipped.

This is the place we rent. It is one of the modern Belizean houses and well equipped.

Our Search of Belizean Houses.

This is a picture of the house that we rented when we first arrived in Belize.  Located in the San Pablo Area of San Pedro Town, it was one of more than 20 different Belizean houses, condos, and apartments both on the main land and here on the island, The house pictured here was the one we fell in love with. It was spacious and very clean. It had great outdoor space and being right on the lagoon had a great view of the water. There were also some incredible sunset photo opportunities from the back deck. I have taken full advantage of this and have posted a few in the Photo Gallery section of this website for your enjoyment.

Due Diligence Research.

As with most things in Belize, it is important not to assume that it will be like it is in Canada or the US. For example, not one of the Belizean houses we looked at had heating. You also cannot assume that there is electricity for  AC or hot water. Several places we viewed had electricity but no hot water. A few had hot water only in the shower via what is referred to as a “suicide shower “, this device is essentially a 220 Volt instant hot water heater hard wired to the shower head with wires and connectors fully exposed (hence the name I guess). We have a shower only, and of all the Belizean houses we looked at, only one had a bathtub.

Some Belizean houses come with water views.

The gorgeous view of the San Pedro Lagoon from our back deck.

Because there is no need for heating very few Belizean houses have central air conditioning, our place has one unit over the window in the bedroom. Most places collect rain water into cisterns to be used for daily needs like dish washing, laundry, and showers. We buy 5 gallon water cooler jugs that are available at most stores for BZ$5.00/US$ 2.50 for cooking and drinking. Glass windows and screens are also an option as many Belizean houses only had wood or metal shutters on the screen-less window openings.

 

In San Pedro units are rented either short term or long term. Long term is 6 months or longer and terms less than six months are subject to a 9% hotel tax.

The place we rent is one of the modern Belizean houses and well equipped. It has electricity, AC in the bedroom, CATV/telephone jacks, heat on demand tank less hot water system delivering to all sinks, laundry area and of course the indoor shower (note: some places have outdoor showers only). We use rain water that is collected into a cistern, but we also have a town water connection and meter that can be unlocked if required should the cistern run dry during the dry season. We have sliding glass windows and screens to help keep the bugs out, although every couple of days a small salamander (harmless of course) will breach the perimeter and have to be herded out the door with the broom or captured with our minnow net and removed to a new location outdoors (so far no salamander has been harmed by this process).

Some Belizean houses come with great sunsets.

This is just one of the many spectacular sunsets we have seen from our back deck.

Should I Rent or Buy?

The last recommendation I have for anyone from Canada or the US looking to purchase Belizean houses or property, or houses in any other location in Central America, is that you first RENT, DO NOT BUY (for at least six months to a year). Be very sure that the location you have chosen does not present any surprises later. Things like flooding due to excessive water during the rain season, or maybe you are at the end of a road that washes out every year. Remember that it is extremely easy to buy Belizean houses and properties, but if you need to, it may not be not so easy to resell in a short time.

Due diligence is your responsibility, and will be a recurring theme in my posts and on this site. Do not take anything for granted and if possible, always have someone that knows the ropes help you to realize and ask the right questions.

 

I would Love to hear from you,
let me know if you enjoyed this post.

Leave a comment or ask your questions to help
me to make this site your go to resource on Belize.

And
Please subscribe

in the right column to be among the first to receive future updates.
Don’t worry I won’t share your email address.
I hate spam too.